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Insurance Policies

You need to learn about insurance policies which are tough for everyone.

To learn more about insurance policies visit:

• Insurance Canada

• Insurance Bureau of Canada

• Settlement.Org

All insurance policies are sold through insurance agents, brokers or banks. 

To view a list of professional services available in Chatham-Kent please go to the Chatham-Kent Business and Service Directory. Select the “Professional Resources” directory; choose your sub-directory and choice of community.

You can purchase common insurance policies in bundles for discounted rates.

Life Insurance - this policy ensures that you and your family are securely protected from personal loss such as death.

Homeowner’s Insurance - is an essential policy if you wish to protect your home and the belongings inside of your home.

Hint for home insurance - insure for the big stuff; don’t sweat the small stuff - buy the broadest coverage possible.

Automobile Insurance - it is against the law not to have insurance on your vehicle when you drive in Ontario.

To learn more about automobile insurance visit Financial Services Commission of Ontario.

Hint: Ask for a reference letter from your insurance company in your home county if you have a good driving record. You will want to ask for a letter dating back 10 years. This might help you get a discount.

You should “shop around” and to find the best insurance company that fits your needs.

If you’re comparing prices makes sure that you are comparing apples and apples, not apples and oranges. If you are comparing two auto insurance policies and one policy has a deductible for $1000 and is priced at $800 and the other policy has a deductible for $500 and is priced at $1200, the two are not really the same policy.

Always read the policy to make sure they are similar and you understand the benefits before purchase a policy.





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